Enquiring with a licensed lender in Mong Kok
China Prestige Capital at Flat 2701, Island Centre, 470 Reclamation Street, Mong Kok: the address, the hotline, and why you should not pay a stranger who names the district.
The office is in Mong Kok. The service is lending enquiries
China Prestige Capital’s office is Flat 2701, Island Centre, 470 Reclamation Street, Mong Kok, Kowloon. The business is second-mortgage, owner-loan, and personal-loan enquiries under the Money Lenders Ordinance. The licence number is 1848/2025.
Being in Mong Kok does not mean street touts, hotel meetings, or same-day cash. The ordinary path is contact details, a check, an assessment, then writing. Anything that skips that path and asks for payment first should be refused.
How to start
Use the website form, WhatsApp +852 9868 0040 in the header, or call 3622 2934. All three only start an enquiry. Bring the property address for a second mortgage or owner loan. For a personal loan, the amount and a phone number are the starting point.
cs@cpc-credit.com is for ordinary contact and for access or correction requests under the privacy regime. Do not email banking passwords or verification codes.
Check the address before you visit
If someone names a different Mong Kok address, call the hotline and ask whether we arranged it. Do not assume any place other than Flat 2701, Island Centre, is ours. Even at the right address, do not give cash to a person who cannot show who they are and which document the payment belongs to.
Be especially careful about instant approval outside office hours. A 24-hour enquiry means you can start at any time. It does not mean someone should ask you to transfer money in the middle of the night. The header line is the start of an enquiry, not a way around assessment.
Language and the form
The site is in Traditional Chinese, Simplified Chinese, and English. The language of the loan document is the language of the copy you sign. If you cannot read that copy, have someone independent who can, or your solicitor, explain it before you sign.
The direct-marketing tick box is voluntary. Leaving it unticked is the ordinary state. Contact needed for the enquiry is separate from later marketing.
A convenient office is not a reason to borrow
A Mong Kok office makes the address easy to check. It is not a reason to borrow. You still have to look at repayment ability, whether security is involved, and the real cost confirmed in writing inside the 48% APR cap.
From here you can read the second-mortgage, owner-loan, or personal-loan pages, or return to the guide index. Every page repeats the same warning: you have to repay your loans. Don’t pay any intermediaries.
Related enquiries
Related guides
Before you read
Warning: you have to repay your loans. Don’t pay any intermediaries.
China Prestige Capital is a licensed Hong Kong money lender, licence 1848/2025. Enquiry and complaint hotline: 3622 2934. We are not a bank and not an SFC-licensed corporation. We do not take deposits or provide securities or asset-management services.
Under the Money Lenders Ordinance, the APR must not exceed 48%. The HK$20,000 example on this site is illustrative only: monthly flat rate 0.052%, APR 1.15%, 12 months, no handling fee, monthly interest HK$10.4, total repayment HK$20,124.8. Your rate, amount, and term are assessed individually and confirmed in writing.
Sending an enquiry, or reading an article, is not an approval. A second mortgage or owner loan is secured on property. Default may lead to enforcement and sale. Obtain your own legal advice before signing any security document.