Loan enquiry
Property owner loan
An owner-loan enquiry is for people who own property in Hong Kong. Whether the property already has a mortgage changes what can be discussed. This page cannot decide that in advance.
Who may want to read this
- People who own property in Hong Kong
- Owners who want a secured or property-based loan enquiry explained
- Owners who can describe use of the property and existing debt in outline
What we may ask
- Hong Kong identity document
- Property address
- Whether the property is occupied, let, or vacant
- The amount you want to discuss
An owner loan asks for different information from an unsecured personal loan.
Where the facility is secured on property, missed repayments can lead to enforcement, including a sale. Consider independent legal advice before you sign. This page is not a loan offer.
Valuation, charges on title, and ability to repay can all change the result.
Other enquiries
Enquire about your situation
Leave a contact method, or use WhatsApp. We will look at what you tell us. This page does not promise approval.