Loan enquiry
Second mortgage
A second-mortgage enquiry is for further borrowing secured on a Hong Kong property that already has a mortgage. Approval depends on value, existing charges, and your ability to repay.
Who may want to read this
- Owners whose Hong Kong property already has a mortgage
- Owners who want to understand further secured borrowing while keeping the property
- People who can provide property and identity details for assessment
What we may ask
- Hong Kong identity document
- Property address and a short note on ownership
- What you know about the existing mortgage
- The amount you have in mind and a short purpose
A secured enquiry usually needs more title and valuation information.
This enquiry is secured on a Hong Kong property. If repayments are missed, the lender may enforce the mortgage, including by a sale of the property. Consider independent legal advice before you sign. This page is not a mortgage offer and does not guarantee approval.
Nothing said verbally is an approval until we confirm it in writing.
Other enquiries
Enquire about your situation
Leave a contact method, or use WhatsApp. We will look at what you tell us. This page does not promise approval.