How to check a Hong Kong money-lender licence
How to match licence 1848/2025 to China Prestige Capital, and why you should call 3622 2934 yourself before trusting a caller.
The number has to match the firm
Money lending in Hong Kong requires a licence under the Money Lenders Ordinance. China Prestige Capital’s number is 1848/2025. It appears in the header, the footer, and the about page so you can check it. Seeing the number means you should verify the firm. It does not mean an advertised rate already applies to you.
The licensing regime sits with the Registrar of Money Lenders. Check the number and the company name yourself. Do not transfer money because of a social-media picture. If you still have a question, call the published hotline 3622 2934. Do not call back a number that only appeared on an incoming call.
The hotline is how you verify a caller
A common fraud starts with a call, text, or email claiming to be the lender, then asking for a one-time password, bank access, or an advance fee. Hang up and dial 3622 2934 yourself. Ask whether that caller works here. Until you have checked, do not hand over extra identity images and do not transfer funds.
Our email is cs@cpc-credit.com. If the domain is different, or the message pushes an unexpected link, do not open it. Ask by the hotline or that email address. We do not use a private chat account to demand payment in advance.
A licence is not an approval
A licence means the lender may carry on the business and must keep APR at or below 48% and meet the licence conditions. It does not promise that every enquiry is approved, or that you can borrow the amount you typed. Assessment remains individual.
Phrases such as government-registered or guaranteed success are a warning. Approval, rate, and repayment are confirmed in writing. Before that writing exists, do not pay a broker.
The office address is another check
The office is Flat 2701, Island Centre, 470 Reclamation Street, Mong Kok. If someone asks you to collect cash at a hotel, an unnamed upstairs unit, or a residential flat, call the hotline before you go. Even at the correct address, do not hand over cash or pay a fee on the spot.
Contracts, receipts, and cards should name 中國駿匯資本 or China Prestige Capital, not an individual you cannot trace.
We are not a bank and not an SFC firm
A money-lender licence does not make the firm a bank. We do not take deposits. We are not licensed by the Securities and Futures Commission. The poster line about investment management is artwork, not a service. If someone turns a loan enquiry into a guaranteed investment, stop.
These guides explain the enquiry and the legal points to notice. An article, an advertisement, and a licence number do not replace your decision to repay, or independent legal advice.
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Before you read
Warning: you have to repay your loans. Don’t pay any intermediaries.
China Prestige Capital is a licensed Hong Kong money lender, licence 1848/2025. Enquiry and complaint hotline: 3622 2934. We are not a bank and not an SFC-licensed corporation. We do not take deposits or provide securities or asset-management services.
Under the Money Lenders Ordinance, the APR must not exceed 48%. The HK$20,000 example on this site is illustrative only: monthly flat rate 0.052%, APR 1.15%, 12 months, no handling fee, monthly interest HK$10.4, total repayment HK$20,124.8. Your rate, amount, and term are assessed individually and confirmed in writing.
Sending an enquiry, or reading an article, is not an approval. A second mortgage or owner loan is secured on property. Default may lead to enforcement and sale. Obtain your own legal advice before signing any security document.